Betterment Invest & Save Money

Smart Money Manager

8.64.0 for iPhone
Free
9.4

14k+ Ratings

Update Date

2024-04-24

Size

127.6 MB

Screenshots for iPhone

iPhone
Betterment Invest & Save Money Description
Invest and save better with Betterment. Investing apps are a dime a dozen, right? So, you might be wondering why you should download this investing app. It’s simple: Betterment is a robo advisor built with technology that optimizes for you, creating a tailored experience that fits your needs whether you’re an investor-in-training or a stock market guru. Join the 850,000+ people who entrust us with over $45 billion.

As an independent digital investment advisor and fiduciary, Betterment’s mission is to help you do what’s best for your money so you can live better. Get started in minutes with just $10 and no minimum balance. Keep track of your financial life across your short- and long-term savings goals with our easy-to-use app.

NEW CUSTOMERS EARN 5.50% VARIABLE APY* (as of 4/2/24) ON CASH
- Get an extra 0.50% APY* with qualifying deposit and over 11x** the national average.
- Protect your earnings with up to $2 million† in FDIC insurance at our program banks.
- Learn more at betterment.com

WEATHER ANY MARKET WITH EXPERT-BUILT PORTFOLIOS
- Customize your stock-and-bond risk level with recommendations from the pros.
- Choose one of our optimized, curated portfolios of ETFs, like Innovative Tech, Goldman Sachs Smart Beta, or socially responsible investing options: Broad, Social, or Climate Impact portfolios
- Looking for an all-bond strategy? Try our BlackRock Target Income portfolio to earn higher yields than cash while taking on less risk than stocks.

INVEST WITH TECH THAT OPTIMIZES FOR YOU
- Rebalance your portfolio and reinvest dividends automatically
- Limit your tax impact with automated tools, like tax-loss harvesting and tax coordination between accounts
- Set up recurring deposits on your preferred schedule
- Questions? We’ve got resources galore or ask our financial advisors!

KEEP MORE OF YOUR MONEY
- Invest with us for just $4/month, or pay an annual fee of 0.25% on your investing account balance when you:
- Have a total Betterment balance of $20,000 or more across any accounts you hold at Betterment, or
- Set up a recurring deposit(s) of $250/month or more into any account
- Upgrade to Premium for unlimited access to advisors at just .4% of your invested assets, a fraction of the cost compared with traditional advisors
- These are CERTIFIED FINANCIAL PLANNER™ professionals, salaried never commissioned, for a significantly lower management fee

TURN LIFE GOALS INTO MONEY GOALS
- Save for that exercise bike, your next vacation, and more
- Go beyond your 401(k) with an IRA
- Use our projection tools to create a plan
- Calculate how to reach your target with our goal forecaster

SEE THE BIGGER PICTURE
- Get our all-in-one financial dashboard
- Connect outside accounts, see your net worth, and view your investment performance, all in one place

GET MORE WITH BETTERMENT
- Crypto Investing with diversified expert-built portfolios and in-depth resources
- Manage money for everyday spending with Checking
- Retirement planning with a 401(k) plan for your business


______________________
Betterment
8 W 24th St., New York, NY 10010


**National average savings account interest rate is reported by the FDIC (as of 3/18/24) as the average annual percentage yield (APY) for savings accounts with deposits under $100,000.

Checking accounts and the Betterment Visa Debit Card provided and issued by nbkc bank, Member FDIC. Checking made available through Betterment Financial LLC. Neither Betterment Financial LLC, nor any of their affiliates, is a bank.


While bonds are substantially less volatile than stocks, investing in bonds is not without risk.


Digital assets are highly speculative and volatile, and only suitable for investors able to bear the risk of loss and sharp drawdowns. Digital assets are not legal tender and not subject to FDIC insurance or SIPC protections.
Betterment Invest & Save Money 8.64.0 Update
2024-04-24
New customers can earn 5.50% variable APY* (as of 4/2/24) when opening a cash account with a qualifying deposit. Your money is protected with FDIC insurance up to $2M† ($4M for joint accounts) at our program banks. Visit betterment.com to learn more.
More Information
Price:
Free
Version:
8.64.0
Size:
127.6 MB
Genre:
Business
Update Date:
2024-04-24
Developer:
Betterment
Language:
English

Safe to Download

AppPure.com and the download link of this app are 100% safe. The download link of this app will be redirected to the official App Store site, thus the app is original and has not been modified in any way.

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8.64.0 2024-04-24
New customers can earn 5.50% variable APY* (as of 4/2/24) when opening a cash account with a qualifying deposit. Your money is protected with FDIC insurance up to $2M† ($4M for joint accounts) at our program banks. Visit betterment.com to learn more.
8.63.1 2024-04-10
New customers can earn 5.50% variable APY* (as of 4/2/24) when opening a cash account with a qualifying deposit. Your money is protected with FDIC insurance up to $2M† ($4M for joint accounts) at our program banks. Visit betterment.com to learn more.
8.63.0 2024-04-09
New customers can earn 5.50% variable APY* (as of 4/2/24) when opening a cash account with a qualifying deposit. Your money is protected with FDIC insurance up to $2M† ($4M for joint accounts) at our program banks. Visit betterment.com to learn more.
8.62.1 2024-04-01
New customers can earn 5.50% variable APY* (as of 7/31/23) when opening a cash account with a qualifying deposit. Terms apply.
8.61.0 2024-03-12
New customers can earn 5.50% variable APY* (as of 12/18/23) when opening a cash account with a qualifying deposit. Terms apply.
8.60.0 2024-03-04
Statements, tax documents, and trading details are now easy for you to access on the go with our mobile app. Also new customers can earn 5.50% variable APY* (as of 12/18/23) when opening a cash account with a qualifying deposit. Terms apply.
8.59.1 2024-02-20
Statements, tax documents, and trading details are now easy for you to access on the go with our mobile app. Also new customers can earn 5.50% variable APY* (as of 12/18/23) when opening a cash account with a qualifying deposit. Terms apply.
8.59.0 2024-02-14
Statements, tax documents, and trading details are now easy for you to access on the go with our mobile app. Also new customers can earn 5.50% variable APY* (as of 12/18/23) when opening a cash account with a qualifying deposit. Terms apply.
8.53.0 2023-11-21
Performance improvements and bug fixes.
8.52.1 2023-11-13
Performance improvements and bug fixes
8.52.0 2023-11-07
Performance improvements and bug fixes
8.51.0 2023-10-16
Performance improvements and bug fixes
8.50.0 2023-10-03
Performance improvements and bug fixes
8.49.0 2023-09-18
Performance improvements and bug fixes
8.48.0 2023-09-05
performance improvements and bug fixes
8.47.0 2023-08-21
Dark Mode is here! Start viewing your financial plan in a whole new light.
8.46.1 2023-08-14
New customers can earn 5.50% variable APY* (as of 7/31/23) when opening a cash account with a qualifying deposit. Your money is protected with FDIC insurance up to $2M† ($4M for joint accounts). Visit betterment.com to learn more.
8.46.0 2023-08-07
New customers can earn 5.50% variable APY* (as of 7/31/23) when opening a cash account with a qualifying deposit. Your money is protected with FDIC insurance up to $2M† ($4M for joint accounts). Visit betterment.com to learn more.
8.45.0 2023-07-24
performance improvements and bug fixes
8.44.1 2023-07-13
Performance improvements and bug fixes
8.44.0 2023-07-11
Performance improvements and bug fixes
8.43.0 2023-06-26
Performance improvements and bug fixes
8.42.1 2023-06-15
Performance improvements and bug fixes
8.42.0 2023-06-13
Performance improvements and bug fixes
8.41.0 2023-05-31
Cash Reserve benefits are even better! Earn 4.50% variable APY* (as of 5/8/23), with FDIC insurance up to $2M† ($4M for joint accounts)!
8.40.0 2023-05-15
Cash Reserve benefits are even better! Earn 4.50% variable APY* (as of 5/8/23), with FDIC insurance up to $2M† ($4M for joint accounts)!
8.39.1 2023-05-08
Cash Reserve benefits are even better! Earn 4.35% variable APY* (as of 4/20/23), with FDIC insurance up to $2M† ($4M for joint accounts)!
8.39.0 2023-05-03
Cash Reserve benefits are even better! Earn 4.35% variable APY* (as of 4/20/23), with FDIC insurance up to $2M† ($4M for joint accounts)!
8.38.1 2023-04-24
Cash Reserve benefits are even better! Earn 4.20% variable APY* (as of 3/27/23), with FDIC insurance up to $2M† ($4M for joint accounts)!
8.38.0 2023-04-20
Cash Reserve benefits are even better! Earn 4.20% variable APY* (as of 3/27/23), with FDIC insurance up to $2M† ($4M for joint accounts)!
8.37.1 2023-04-04
Performance improvements and bug fixes
8.37.0 2023-03-31
performance improvements and bug fixes
8.36.1 2023-03-25
We’ve doubled FDIC insurance† to $2M (or $4M for joint) for Cash Reserve with our program
banks.
8.36.0 2023-03-22
We’ve doubled FDIC insurance† to $2M (or $4M for joint) for Cash Reserve with our program
banks.
8.35.3 2023-03-18
We’ve doubled FDIC insurance† to $2M (or $4M for joint) for Cash Reserve with our program
banks.
8.35.2 2023-03-16
Bug fixes and performance improvements.
8.35.1 2023-03-02
Bug fixes and performance improvements.
8.35.0 2023-02-27
Bug fixes and performance improvements.
8.34.0 2023-02-14
Bug fixes and performance improvements.
8.28.0 2022-10-29
bug fixes and performance improvements
8.27.2 2022-10-12
New: Introducing Guided Crypto Investing
8.27.0 2022-10-08
Performance improvements and bug fixes
8.26.0 2022-09-27
Performance improvements and bug fixes
8.25.0 2022-09-12
performance improvements and bug fixes
8.24.0 2022-08-29
performance improvements and bug fixes
8.23.0 2022-08-15
bug fixes and performance improvements
8.22.0 2022-08-03
bug fixes and performance improvements
8.21.1 2022-07-27
addresses a display issue for tax loss harvesting status
8.21.0 2022-07-21
bug fixes and performance improvements
8.20.0 2022-07-07
bug fixes and performance improvements
8.19.0 2022-06-23
bug fixes and performance improvements
8.18.0 2022-06-07
bug fixes and performance improvements
8.17.0 2022-05-26
bug fixes and performance improvements
8.16.0 2022-05-11
bug fixes and performance improvements
8.15.2 2022-05-03
Addresses an issue with the performance graph loading properly for users with newer goals
8.15.0 2022-04-25
bug fixes and performance improvements
8.14.1 2022-04-12
bug fixes and performance improvements
8.14.0 2022-04-05
bug fixes and performance improvements
8.13.0 2022-03-21
performance improvements and bug fixes
8.12.1 2022-03-10
fixes an issue that prevented successful setup of, or changes to, recurring deposits for some customers
8.12.0 2022-03-07
bug fixes and performance improvements
8.11.0 2022-02-23
Bug fixes and performance improvements
8.10.0 2022-02-08
bug fixes and performance improvements
8.9.1 2022-01-26
Bug fixes and performance improvements
8.9.0 2022-01-20
Bug fixes and performance improvements
8.8.1 2021-12-18
This update fixes an issue where some users were unable to deposit checks from the Home feature.
8.4.0 2021-10-19
What's new:
- Ongoing improvements to the Home page
- Enhancements to the mobile check deposit feature

Coming soon:
- Functionality updates to the Activity page
- Enhanced security around account access
8.3.0 2021-10-05
What's new:
- Ongoing improvements to the Home page

Coming soon:
- Functionality updates to the Activity page
- Enhanced security around account access
8.2.2 2021-09-24
Additional fixes to image capture issue for check deposit function
7.20.0 2021-01-13
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.19.0 2020-12-21
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.18.2 2020-12-14
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.18.0 2020-12-07
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.17.3 2020-12-01
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.16.1 2020-11-19
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.16.0 2020-11-17
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.15.0 2020-11-11
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.14.0 2020-10-28
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.13.0 2020-10-12
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.12.1 2020-10-05
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.12.0 2020-09-28
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.11.0 2020-09-15
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.10.0 2020-08-31
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.9.1 2020-08-24
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.9.0 2020-08-17
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.8.2 2020-08-10
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.8.0 2020-08-03
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.7.2 2020-07-23
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.7.0 2020-07-13
We update the Betterment app as often as possible to help you make the most of your money so you can live better. Here's what you'll find in the latest update:

- Various bug fixes & improvements
7.6.2 2020-06-27
Bug fixes and performance improvements
7.6.0 2020-06-23
Bug fixes and performance enhancements
7.5.0 2020-06-12
bug fixes and performance improvements
7.4.0 2020-06-02
bug fixes and performance improvements
7.3.0 2020-05-26
Bug fixes and performance improvements
7.2.0 2020-05-18
Bug fixes and performance improvements
7.1.0 2020-04-28
Introducing Betterment Checking, our hassle-free, no-fee‡ account:
• No overdraft fees, minimum balances, or other checking fees
• ATM and foreign fees reimbursed
• FDIC insured up to $250K
• Tap-to-pay debit card for simple checkouts
• Mobile app to manage everything from your phone
7.0.0 2020-04-21
Introducing Betterment Checking, our hassle-free, no-fee‡ account:
• No overdraft fees, minimum balances, or other checking fees
• ATM and foreign fees reimbursed
• FDIC insured up to $250K
• Tap-to-pay debit card for simple checkouts
• Mobile app to manage everything from your phone
5.39.0 2020-04-14
Bug fixes and performance improvements
5.38.0 2020-04-07
Bug fixes and performance improvements
5.37.0 2020-03-24
Bug fixes and improvements
5.36.2 2020-03-23
Bug fixes and improvements.
5.36.0 2020-03-12
Bug fixes and performance improvements
5.35.0 2020-03-04
Bug fixes and performance improvements
5.34.0 2020-02-24
Bug fixes and performance improvements
5.33.1 2020-02-14
Bug fixes and performance improvements
5.33.0 2020-02-10
Bug fixes and performance improvements
5.32.0 2020-01-27
Bug fixes and performance improvements
5.31.1 2020-01-10
Bug fixes and performance improvements
5.31.0 2020-01-09
Bug fixes and performance improvements
5.30.1 2019-12-20
Bug fixes and performance improvements
5.29.0 2019-12-10
Bug fixes and performance improvements
5.28.1 2019-11-27
Bug fixes and performance improvements
5.28.0 2019-11-25
Bug fixes and performance improvements
5.27.0 2019-11-18
Bug fixes and performance improvements
5.26.0 2019-10-28
Bug fixes and performance improvements.
5.25.0 2019-10-22
Bug fixes and performance improvements.
5.24.0 2019-10-09
Bug fixes and performance improvements.
5.23.0 2019-09-26
Bug fixes and performance improvements
5.22.2 2019-09-16
Introducing the ability to change your linked funding account from the app.
5.22.1 2019-09-13
Introducing the ability to change your linked funding account from the app.
5.22.0 2019-09-12
Introducing the ability to change your linked funding account from the app.
5.21.1 2019-09-05
Introducing the ability to change your linked funding account from the app.
5.20.1 2019-08-21
Our newly redesigned app is now available to all users!
We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.20.0 2019-08-19
Our newly redesigned app is now available to all users!

We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.19.0 2019-08-12
Our newly redesigned app is now available to all users!

We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.18.1 2019-08-08
Our newly redesigned app is now available to all users!

We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.18.0 2019-08-01
Earn up to 2.69% APY* with Betterment Everyday™ Savings
• Save money in your sleep and earn up to 2.69% APY*
• FDIC-insured up to $1 million, no minimum balance, $10 minimum deposit, no withdrawal penalties
• Manage money between checking accounts and Savings with cash analysis and Two-Way Sweep

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.17.0 2019-07-24
Earn up to 2.69% APY* with Betterment Everyday™ Savings

• Save money in your sleep and earn up to 2.69% APY*
• FDIC-insured up to $1 million, no minimum balance, $10 minimum deposit, no withdrawal penalties
• Manage money between checking accounts and Savings with cash analysis and Two-Way Sweep

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.16.0 2019-07-20
We've made some updates to our Settings section:

• Edit your personal profile from the app
• See account details and beneficiary information for your Betterment accounts on the go
• Bug fixes and updates

Let us know what you think by leaving a review or contacting us at support@betterment.com
5.15.0 2019-07-16
We've made some updates to our Settings section:

• Edit your personal profile from the app
• See account details and beneficiary information for your Betterment accounts on the go

Let us know what you think by leaving a review or contacting us at support@betterment.com
5.14.0 2019-06-27
Our newly redesigned app is now available to all users!

We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.13.2 2019-06-13
Our newly redesigned app is now available to all users!

We've made a lot of changes to improve the mobile experience:

• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it
Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.13.1 2019-05-31
Our newly redesigned app is now available to all users!
We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.13.0 2019-05-30
Our newly redesigned app is now available to all users!

We've made a lot of changes to improve the mobile experience:
• Users can now add all types of goals from the app
• We've improved navigation and organization of information
• We made it easier to deposit or transfer money on the go
• And we built a whole new Performance experience with new data and new ways to visualize it

Let us know what you think by leaving a review or contacting us at support@betterment.com.
5.12.0 2019-05-16
We added back the date selector experience and made some additional improvements. Keep that feedback coming. We're listening!
5.11.0 2019-04-29
We added back the date selector experience and made some additional improvements. Keep that feedback coming. We're listening!
5.10.1 2019-04-18
We added back the date selector experience and made some additional improvements. Keep that feedback coming. We're listening!
5.10.0 2019-04-08
General usability improvements and bug fixes.
5.9.1 2019-03-14
Introducing the ability to add all types of goals from the app.
5.9.0 2019-03-12
Introducing the ability to add all types of goals from the app.
5.8.1 2019-02-20
Introducing Two-Way Sweep, our new feature that pairs with cash analysis to effortlessly move money between your checking account and Smart Saver.
5.8.0 2019-02-05
Introducing Two-Way Sweep, our new feature that pairs with cash analysis to effortlessly move money between your checking account and Smart Saver.
5.7.3 2019-01-17
Rolling out updates
Like a new referrals screen
Go ahead and share
5.7.2 2019-01-04
Smart Saver gets even smarter with cash analysis, telling you how much extra cash your linked checking account may be holding.
5.7.1 2018-12-20
Smart Saver gets even smarter with cash analysis, telling you how much extra cash your linked checking account may be holding.
5.7.0 2018-12-17
Smart Saver gets even smarter with cash analysis, telling you how much extra cash your linked checking account may be holding.
5.6.6 2018-11-18
Bug fixes and updates
5.6.5 2018-11-14
Bug fixes
5.6.4 2018-11-08
Bug fixes
5.6.3 2018-10-22
Here's our latest change
To help the app run smoother.
That's all for today!
5.6.2 2018-10-05
Just a fix or two
To get you up and running
On our app today.