Circle Pay

Send friends money like you send anything else — easy and free — whether they’re in the same room or a different country. Give your roomie the rent, collect for the big trip in a group text and send your friend abroad a drink on you. All without worry. US dollars are FDIC-insured up to $250,000.

FAST & EASY
• Pay friends and family instantly with just a phone number or email
• Set up in 30 seconds
• Just as easy to request money (equally important)
* Cash out to your debit card instantly, even nights and weekends

FREE
• Free to download and free to use
• No fees and no exchange rate markups between dollars (USD), pounds (GBP) and euro (EUR) — the rate you see on Google is the rate you get
• Cash out to your debit card for, you guessed it, free (We’re the only ones who don’t charge anything)

FUN
• We’re centered around conversations not transactions because that’s how people communicate
• Add personality with photos, GIFs and emoji

SECURE
• Deposits held in US dollars are FDIC-insured up to $250,000 and we’re licensed as a Money Transmitter in 48 US states and jurisdictions
• If you’re sending money to the UK or Europe, you’ll be interested to know that over there we’re regulated as an E-Money Issuer
• Your information is encrypted, your data is private and we’re fully PCI-DSS compliant
• Plus, your account is protected by PIN, Touch ID and two-step verification

HUMAN
• Live support from real human beings
• We make mistakes (just making sure you’re reading)

BUZZWORTHY
“The main selling point of Circle is that it lets app users send money to other people, even non-users, in any part of the world.” — Fast Company

“Circle, a money-sending app that works instantly, conducts trades in established currencies like dollars and euros.” — CNN Money

“When you need to split the bill, try Circle Pay, a digital money-transfer system that lets people send dollars and euros through iMessage.” — The New York Times

“Circle Pay lets you send money to your contacts securely and without having to pay a fee. You can send money in dollars, euros or pounds. And unlike Square Cash, Circle works internationally.”
— Macworld