EM Advantage

The EM Advantage app connects Home Buyers & Realtors with Loan Officers to learn which home loan they can pre-qualify for when searching for a home to purchase. If a home buyer is pre-qualified, they can print an official Pre-Approval letter to use when placing an offer on a house.

The EM Advantage app allows all 3 parties (home buyer, loan officer, real estate agent) to track the progress of the home loan application process as the Home Buyer meets the milestones and conditions required to get final approval.

The App allows Home Buyer to:
- Use our Mortgage Calculator to determine an exact monthly mortgage payment
- Use the Mortgage Calculator to see if you are qualified for a loan amount
- Use the Mortgage Calculator to see which home loan types you are eligible for
- Print a Pre-Approval Letter to use when making an offer on a Home
- Use the Milestones tool to track your Home Loan Application progress
- Use the Conditions tool to submit items to your Loan Officer to meet your loan qualifications
- Contact your Loan Officer or Realtor quickly and easily

The App allows Realtors (for Buyers & Sellers) to:
- Review your home buyer's financials
- Use the Calculator to determine how much of a home they can afford before scheduling a showing
- Use the Mortgage Calculator to see which home loan types they qualify for
- Use the Milestones tool to track their Home Loan Application progress
- Use the Conditions tool to track your client's progress
- Contact the Loan Officer Show More