Now, are you going to focus on food, entertainment and leisure expenses when you try to reduce household spending?
Not only saving blindly will not only be inefficient, it will also make life unfriendly.Therefore, I would like to recommend a way to focus on fixed costs rather than variable costs if you review your household budget.
It is an idea of so-called "minimum life cost" to figure out whether the minimum running cost required to live for one year will be some.As fixed costs grow steadily, "the freedom of life" decreases in proportion to that.
Variable costs are used firmly to enrich life while controlling fixed costs within reasonable limits.It is important not to save money at random, but to make it clear and efficient.
By using the fixed cost checker, it is possible to easily grasp how much “fixed cost” is used per year (“monthly” and “daily” can also be displayed).
【Fixed cost checker features】
・Easy-to-see list management of fixed costs and subscriptions etc
・Classification is possible by category
・Calculation of fixed costs by "daily amount" "monthly amount" "annual amount"
・Sort function according to "amount of money" "payment date" "satisfaction"
・Payment simulator to calculate fixed costs for any period
・Password lock function
【Fixed cost example】
・Car maintenance costs
・Utility expenses etc ※
※Even though the cost is not strictly fixed, the cost incurred to live daily life is recognized as fixed cost
Keep fixed costs within 50% of your home income.
・ Change some internal processing
- 5.4 MB
- Update Date:
- mitsuhiro nara
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