This app gives the retired individual who wishes to hold a mix of short term treasury bonds and an ETF which mimics the S&P 500* the ability to assess the size of their final estate based on four factors:
● Value of his starting portfolio
● Percentage held in money market funds
● Yearly expense requirements
● Years of life remaining
● Effective tax rates
Vary any or all factors dynamically and determine the financial results and the associated risk.
Simulate retiring in prior time periods given your current financial strategy.
The app will simulate a retirement based on your inputs and on historical S&P growth rates and inflation rates to estimate a range of possible outcomes. The series of retirement outcomes are generated from 1910 to the present in one year increments.
The results are shown in simple and easy to understand graphical and numeric form.
*Warren Buffett in his 2013 letter to stockholders recommended just such a portfolio for the average individual because of its low expense ratio and performance superior to most professional money managers.
- 14.6 MB
- Update Date:
- Steve Silesky
Safe to Download