Zip - Buy Now, Pay Later
Free
1.248.2for iPhone
Age Rating
Zip - Buy Now, Pay Later Screenshots
About Zip - Buy Now, Pay Later
With Zip, you can split your payments at your favorite brands, whether you shop online or in-store.¹
DIVIDE AND THRIVE
Zip lets you pay over time. Split your order into 4 or 8 installments, with payments due every 2 weeks.²³
PAY LATER WITH ZIP WHERE YOU WANT¹ — ONLINE OR IN-STORE
Install our app and use Zip pretty much anywhere¹ you shop. Create a virtual card in the app for fast, easy checkout with Apple Wallet or Google Pay, or get a physical Zip Card.¹
THE SMART WAY TO PAY
No hard credit checks and no impact on your credit score. We’ll remind you when installments are due so you’re on top of every payment.
CHANGE YOUR PAYMENT DATES
Greater flexibility in spending means more control over your payment schedule. Give yourself more breathing room with the Zip app.¹
EARN MORE SPENDING POWER
When you make consistent, on-time payments, you may become eligible for increased estimated spending power.⁴
EARN CASHBACK WHILE YOU SHOP
Pay with the Zip app to earn cashback on groceries, travel, and your favorite stores.⁵
Loans through Zip Pay Anywhere and Zip Checkout (including any “powered by Zip” loans) are originated by WebBank. All loans are subject to credit approval.
Eligibility criteria apply. See payment terms: Zip Loan Terms of Service | Zip. Loans to California residents, other than loans through the Zip Pay Anywhere and Zip Web Checkout, are made or arranged pursuant to a California Lenders Law license.
¹ Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.
² For a $400 purchase, you’d make four $102 payments every two weeks starting today for a 34.75% annual percentage rate and a total of payments of $408. An $8 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Origination fees vary and can range from $4.00 to $62.00 depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans subject to credit approval.
³ For a $400 purchase, you’d make eight $52.00 payments every two weeks starting today for a 29.55% annual percentage rate and a total of payments of $417. A $17 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Actual origination fees vary and can range from $8 to $60 (30 – 35% APR) depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of origination payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.
⁴ Your Estimated Spending Power is a point-in-time estimate of how much you may be able to spend, is not guaranteed, and is impacted by a number of factors. Zip or WebBank may decrease your estimated spending power within its reasonable discretion, including where you have previously had an unpaid balance or an amount past due. Your estimated spending power is not an open line of credit. Each transaction is separately reviewed for approval. For additional details, please see the terms and conditions.
⁵ For full offer details and terms and conditions, visit https://zip.co/us/cash-back-tcs.
DIVIDE AND THRIVE
Zip lets you pay over time. Split your order into 4 or 8 installments, with payments due every 2 weeks.²³
PAY LATER WITH ZIP WHERE YOU WANT¹ — ONLINE OR IN-STORE
Install our app and use Zip pretty much anywhere¹ you shop. Create a virtual card in the app for fast, easy checkout with Apple Wallet or Google Pay, or get a physical Zip Card.¹
THE SMART WAY TO PAY
No hard credit checks and no impact on your credit score. We’ll remind you when installments are due so you’re on top of every payment.
CHANGE YOUR PAYMENT DATES
Greater flexibility in spending means more control over your payment schedule. Give yourself more breathing room with the Zip app.¹
EARN MORE SPENDING POWER
When you make consistent, on-time payments, you may become eligible for increased estimated spending power.⁴
EARN CASHBACK WHILE YOU SHOP
Pay with the Zip app to earn cashback on groceries, travel, and your favorite stores.⁵
Loans through Zip Pay Anywhere and Zip Checkout (including any “powered by Zip” loans) are originated by WebBank. All loans are subject to credit approval.
Eligibility criteria apply. See payment terms: Zip Loan Terms of Service | Zip. Loans to California residents, other than loans through the Zip Pay Anywhere and Zip Web Checkout, are made or arranged pursuant to a California Lenders Law license.
¹ Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.
² For a $400 purchase, you’d make four $102 payments every two weeks starting today for a 34.75% annual percentage rate and a total of payments of $408. An $8 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Origination fees vary and can range from $4.00 to $62.00 depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans subject to credit approval.
³ For a $400 purchase, you’d make eight $52.00 payments every two weeks starting today for a 29.55% annual percentage rate and a total of payments of $417. A $17 origination fee is charged at commencement and prepaid as a finance charge when you make your initial payment today. Actual origination fees vary and can range from $8 to $60 (30 – 35% APR) depending on the purchase price. Actual amount of fee for your purchase will be reflected in checkout. Estimation of origination payment and annual percentage rate excludes potential tax and shipping costs. Zip Pay Anywhere and Zip Checkout financing through Zip issued by WebBank. All loans are subject to credit approval.
⁴ Your Estimated Spending Power is a point-in-time estimate of how much you may be able to spend, is not guaranteed, and is impacted by a number of factors. Zip or WebBank may decrease your estimated spending power within its reasonable discretion, including where you have previously had an unpaid balance or an amount past due. Your estimated spending power is not an open line of credit. Each transaction is separately reviewed for approval. For additional details, please see the terms and conditions.
⁵ For full offer details and terms and conditions, visit https://zip.co/us/cash-back-tcs.
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What's New in the Latest Version 1.248.2
Last updated on Jun 1, 2026
Old Versions
new features and bug fixes
Show More
Version History
1.248.2
Jun 1, 2026
new features and bug fixes
Zip - Buy Now, Pay Later FAQ
Zip - Buy Now, Pay Later is available in regions other than the following restricted countries:
Paraguay,Zimbabwe,Congo,Malaysia,Philippines,Denmark,Myanmar,Malawi,Tonga,Ukraine,Armenia,Bosnia & Herzegovina,Cape Verde,Morocco,Burkina Faso,Switzerland,St. Lucia,Poland,Venezuela,Egypt,Latvia,Namibia,St. Vincent & The Grenadines,Lao Peoples Democratic Republic,Suriname,Belgium,Colombia,Finland,Lithuania,Mauritania,British Virgin Islands,China,Cyprus,Gabon,Greece,Kazakhstan,Solomon Islands,Uruguay,Bulgaria,Estonia,Grenada,Czech Republic,Seychelles,Slovakia,Anguilla,Bermuda,Belize,Rwanda,Micronesia,Georgia,Qatar,El Salvador,Madagascar,Malta,Slovenia,Jamaica,Sierra Leone,Taiwan,Bahamas,Dominica,Croatia,Singapore,Turkey,Uzbekistan,Kenya,Peru,Pakistan,India,Romania,Barbados,Panama,Chad,Indonesia,Kyrgyzstan,Montenegro,Turkmenistan,Zambia,Antigua And Barbuda,Brunei Darussalam,Guatemala,Nicaragua,New Zealand,Vietnam,Israel,Macao,Mexico,Serbia,Tanzania,Gambia,Norway,Nauru,Australia,Luxembourg,Nigeria,Papua New Guinea,Saudi Arabia,Benin,Japan,Liberia,Montserrat,Vanuatu,Botswana,France,Cambodia,South Korea,Cayman Islands,Moldova,Nepal,Trinidad and Tobago,Hong Kong,Ireland,Iceland,Kuwait,Mauritius,Mozambique,Niger,Thailand,Angola,Guinea-bissau,Hungary,Uganda,South Africa,Jordan,Netherlands,Portugal,Tajikistan,Tunisia,Congo, Democratic Republic,Cote Divoire,Spain,Brazil,Belarus,Canada,Honduras,Sri Lanka,Afghanistan,Argentina,Bolivia,Senegal,Sao Tome & Principe,Costa Rica,Ghana,Mongolia,Russia,Turks and Caicos,United Arab Emirates,Albania,Azerbaijan,Yemen,St. Kitts and Nevis,Macedonia,Swaziland,Dominican Republic,Ecuador,Iraq,Libya,Sweden,Austria,Germany,Italy,Lebanon,Mali,Kosovo,Bhutan,Algeria,Maldives,United Kingdom,Oman,Palau,Fiji,Guyana,Bahrain,Chile,Cameroon
Check the following list to see the minimum requirements of Zip - Buy Now, Pay Later.
iPhone
Click here to learn how to download Zip - Buy Now, Pay Later in restricted country or region.
