Jon D. Rock: Personal CFO

Where will you be in 5 years? Map a clear path to your ideal tomorrow. Choose to access technology to help you achieve your vision and meet your goals.

Welcome to Jon D. Rock!

As a Millennial, you aren’t defined by your job, home, or education. You are focused on building a life with purpose, on your own terms. Perhaps you dream of traveling for a year, building a start – up or adding flexibility to your life. Imagine your ideal life in five years. Do you see something radically different from where you are today?

Expand your vision of what is possible. Wherever you are going, Jon D. Rock can help you arrive there. With our tools, you will develop a financial plan that lets you thrive, while staying true to your vision and values.

■ Spending Plan - Check how much money you spend each month on different things. This includes all your spending accounts, like credit cards or bank accounts. You can create your own budget categories for things that are important to you. If you have transactions that don’t fit any of the categories, you can sort them and then put them in the right place. Jon D. Rock now tags your recurring transactions, so you can easily see your monthly subscriptions.

■ Net Worth Calculator - By linking your financial accounts, you can get a 360-degree view of your net worth in real time. This includes checking, savings, investments, loans, and any other accounts you may have. You can do this manually or through a service called Plaid.

■ Asset Allocation Model – Complete a risk profile and questionnaire to view a recommended asset allocation model you can use to make investment decisions across your portfolio holdings. Jon D. Rock utilizes Modern Portfolio Theory (MPT) frameworks to build portfolios consisting of well – diversified baskets of ETFs tracking major indices across asset classes to maximum returns based on your risk tolerance.

■ Emergency Savings Tracker - Keep track of how much money you have in different places so you always have enough cash to cover emergencies. If the cash emergency expense levels are not right, Jon D. Rock automatically calculates the required deposits every 12, 24, or 36 months to reach each of the 3-, 6- and 12-month levels.

■ Portfolio Data - Learn about the different types of investments in your portfolios.

■ Goal Roadmap - Helps you create five important long-term and short-term monthly goals. You can create a long-term goal with a desired amount and target date, and then link your financial account to save for that goal. If you save or check your account balance, the app will show you how close you are to reaching your goal. Plus, you can set up a monthly goal to work towards the larger long-term goal. The app will track your progress based on how much money goes in and out of your account each month. If you link an investment account, the app will tell you how much to deposit each month to reach your goal by the target date.

■ Custom Portfolio - Keep track of outside investment accounts that are not integrated or hypothetical investments. By linking your accounts with your long-term goals, you can see how much money you need to deposit every month to reach your goal by the target date.

Financial planning can be confusing. With Jon D. Rock, you gain clarity and control of your future. It’s like a light blazing a trail towards your ideal tomorrow.

A paid monthly subscription is required to use Jon D. Rock. Take advantage of a 14 – day free trial. $5.99/mo. thereafter. Cancel anytime.

Jon D. Rock values your privacy and data security. We never have access to your financial institution account credentials, logins or passwords. This information is encrypted with protocols like the Advanced Encryption Standard (AES 256) and Transport Layer Security (TLS).