Smart Spend: Cost Analyzer

Smart Spend: Cost Analyzer


Spending Tracker & Budget


Free

6.0for iPhone
9.3
258 Ratings
Scicotherapy Labs LLC
Developer
78.2 MB
Size
Nov 20, 2023
Update Date
Finance
Category
4+
Age Rating
Age Rating
4+
Apps in this category do not contain restricted content.
9+
Apps in this category may contain mild or occasional cartoon, fantasy or real-life violence, as well as occasional or mild adult, sexually suggestive or horrifying content and may not be suitable for children under 9 years of age.
12+
Apps in this category may contain occasional mild indecent language, frequent or intense cartoon or real-life violence, minor or occasional adult or sexually suggestive material, and simulated gambling, and may be for children under 12 years of age.
17+
You must be at least 17 years old to access this App.
Apps in this category may contain frequent and intense offensive language; Frequent and intense cartoon, fantasy or realistic violence: frequent and intense adult, scary and sexually suggestive subjects: as well as sexual content, nudity, tobacco, alcohol and drugs, may not be suitable for children under 17 years of age.
Smart Spend: Cost Analyzer Screenshots
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About Smart Spend: Cost Analyzer

Revolutionize Your Finances with Smart Spend – The Active Budgeting App

Why Smart Spend?
Unlike traditional budgeting apps, Smart Spend focuses on empowering you to understand and transform your spending habits actively. Our approach is hands-on and educational, ensuring that you're not just tracking expenses but learning from them.

Key Features:

- Hands-On Learning: Track spending and savings actively, without linking bank accounts.

- Financial Insights: Discover patterns in your spending and identify saving opportunities.

- Spending Trivia: Engage with our unique trivia game to test your spending knowledge and improve your 'Smart Score'.

- Customized Budgeting: Tailor your budget with features like 'Cash Pool' and 'MicroBudgets' – perfect for irregular incomes and special occasions.

- Advanced Analysis: Utilize powerful search and filter tools to dissect your spending.

- Privacy First: Your data stays on your device. No need for personal details or bank logins.

What Sets Us Apart?

- Forever Free: We believe that managing money shouldn't come with a price tag.

- Real-World Impact: Quickly see how everyday purchases affect your budget.

- Innovative Modes: 'First Mile' and 'Cash Pool' cater to unique financial situations.

- Interactive Learning: Earn trophies and points as your spending habits improve.

- Convenient Integration: Use Siri for entries, import .csv files, and enjoy iOS widgets.

- Daily Feedback: Receive personalized spending notifications each evening.

Our Philosophy: We believe in old-school budgeting where you're aware and in control. It's about practice, repetition, and leveraging technology and discipline to meet your financial goals.

Start Your Journey Today with Smart Spend! Download now to transform your financial habits, save more, and enjoy a healthier financial life.

Privacy Policy: https://smartspendapp.com/privacy
User Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
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What's New in the Latest Version 6.0

Last updated on Nov 20, 2023
Old Versions
This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all
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Version History
6.0
Nov 20, 2023
This version marks the start of a new era:
~ Unrestricted access to all of Smart Spend's features, at no cost (ad-free).
~ A steadfast commitment to protecting your privacy.
~ A mission-driven approach, centered around providing technological solutions to unlock and unblock financial empowerment for all
5.2.10
Nov 14, 2023
~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future.
~ We added a variation for "resisted" purchases, so it's easy to tell them from the purchased items in the history page
~ Added the ability to search for cash pools in history
~ Updated daily spending notification texts
5.2.9
Nov 13, 2023
~ We simplified the UI of the history page. We hope you like the cleaner look. We'll slowly be making other lists a bit cleaner in the near future.
5.2.8
Sep 2, 2023
~ Bug fixes, UI updates, and performance enhancements to improve your experience!
5.2.7
Jul 18, 2023
~ A ton of bug fixes, UI updates, and performance enhancements to improve your experience!
5.2.6
Apr 3, 2023
~ We've made it easier to make quick updates in your purchase history. Just swipe left on an item and you now have 'Actions' that you can use to make common updates.

~ In case you missed last weeks update:
Last week's update introduced your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.5
Mar 29, 2023
~ Rest assured, we're always listening to your feedback! In this week's update, we introduce your 'Savings Cache'. Smart Spend has been great for tracking your spending, but now you can also track your saving. Seeing your savings stack up is great motivation to keep up your hard work!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.4
Mar 21, 2023
~ Updates the UI for users who expense purchases. Say goodbye to "Bucket Addition"—you can now add names to purchases you expense!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.3
Mar 15, 2023
~ Added Saving Goals which enable Cash Pool users to work toward specific saving goals. Create a saving goal in the "Worth" page.
~ Added additional filtering to the "History" page. You can now hone in on specific classes of spending!
~ Changed the main app colors and made some UI updates. We're almost done with the UI updates--we hope you like the new look!
~ As always, bug fixes and performance enhancements to improve your experience!
5.2.2
Mar 7, 2023
~ Users are getting a ton of use out of the Cash Pool, so we decided to extend the functionality...a lot! 
~ Premium/Cash Pool users can now add multiple Cash Pools! 
~ Added more detail to your Cash Pools' transaction history
~ Undo pool transactions and much more!

Remember Cash Pools are the most flexible component of the Smart Spend ecosystem! Use them to represent savings accounts, credit cards, sinking funds, loan balances, etc. As always, we recommend adding to your pools regularly and "dipping" into them rarely!
5.2.1
Feb 24, 2023
~ Fixes a bug that causes the app to crash in the Expenses page!
5.2.0
Feb 15, 2023
Smart Spend 5.2 is here! This is a major release where we've fixed a ton of bugs and worked hard to improve your experience.
~ Some of our users mainly use Smart Spend to track their spending. We've decided to improve their experience by introducing Spend Tracker mode.
~ We'll introduce several other changes in the near future that will further improve the spend tracking experience (purchase export, etc).
~ You can now experiment with different income situations. Easily roll back your income to a previously set income!
~ A ton of bug fixes, UI updates, and performance enhancements!
5.1.11
Feb 10, 2023
~ Fixes a bug where bi-weekly income shows as monthly income! We apologize for letting this one slip through the cracks!
5.1.10
Feb 2, 2023
~ Head over to the 'Saving' page to see your suggested emergency fund amount
~ Bug fixes and performance improvements
5.1.9
Jan 22, 2023
~ UI Updates to Income screen
~ Bug fixes and performance improvements
5.1.8
Jan 7, 2023
~ Fixes a bug that causes expenses to be duplicated
5.1.7
Jan 4, 2023
~ Introducing Spending Priority! 
~ With Spending Priority, you can label your spending as need/want/love/like. This is a helpful data point for you to understand about your spending and another mechanism the app can use to help limit your spending!
~ Various bug fixes and performance enhancements

On the horizon:
~ Purchase Export
~ Spending Tags
~ More trivia questions

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.6
Dec 12, 2022
We've made some updates that make Smart Spend more user friendly for users whose income isn't based on working.
~ Users no longer have to specify work hours if they don't work.
~ Work hours are now part of 'Income', and 'Saving' is now separated from 'Worth'. More updates to 'Saving' coming soon!

Other improvements:
~ Deactivate/activate expenses to evaluate different financial situations
~ You can now swipe away toast messages instead of pressing the 'x'
~ Various bug fixes and performance enhancements

On the horizon:
~ Purchase Export
~ Purchase Tags
~ More trivia questions

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.5
Nov 15, 2022
We've made some updates to the History screen in this version:
~ Perform compound searches by adding a '+' between search terms
~ We added an indicator so you can easily see if a historical item has notes

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.4
Nov 14, 2022
We've made some incredible updates to Shopping Mode in this version:
~ You can now add a category to each item in your shopping cart
~ You can choose to group all shopping items as one big purchase or keep them itemized in your history

~ Add old purchases from the main app screen (by toggling the text); no need to navigate to History anymore!

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.3
Nov 13, 2022
We've added a ton of goodies in this update:
~ Moved new version details to Settings
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.2
Nov 11, 2022
We've added a ton of goodies in this update:
~ New Spending Trivia question types
~ Edit purchases and expenses from Spending Trivia
~ Smart Score and Daily Streak added to widget
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to recommend our app to a friend and leave us a positive app store review!
5.1.1
Nov 2, 2022
We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
5.1.0
Nov 2, 2022
We've added a ton of goodies in this update:
~ Introduces the Smart Score and Spending Trivia
~ Ramp up your Daily Streak to unlock app features
~ See upcoming expenses in Insights
~ New trophies
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!
5.0.2
Oct 4, 2022
~ Awarded trophies do not block the entire screen anymore
~ Choose to update all matching purchases when updating a purchase
~ As always, performance enhancements and bug fixes!

If we have helped you save money, we would really appreciate it if you would take the time to share our app with a friend and leave us a positive app store review!

Smart Spend: Cost Analyzer FAQ

Smart Spend: Cost Analyzer is available in regions other than the following restricted countries:
China
Smart Spend: Cost Analyzer supports English
Click here to learn how to download Smart Spend: Cost Analyzer in restricted country or region.
Check the following list to see the minimum requirements of Smart Spend: Cost Analyzer.
iPhone
Requires iOS 16.0 or later.

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