Kualto - Forecast Budgeting
Forecast Your Finances
FreeOffers In-App Purchases
2.2.9for iPhone, iPod touch
Age Rating
Kualto - Forecast Budgeting Screenshots
About Kualto - Forecast Budgeting
Kualto is like a crystal ball that tells you how much money you will have at any point in time, not just at the end of the month.
Keep organized by tracking your spending, and plan ahead by forecasting your cash flow and account balance.
Pay off your debt. Use our Balance Report to see how long it will take you to do so, and to catch any red flags months before something becomes a problem.
While most budgeting applications focus on your past spending, with Kualto you can focus on your future by projecting your beginning and ending balance each week.
You can afford more than you think. With our forecasting approach you can see how much you can spend, and when you can spend it!
See the consequences of your decisions before you make them. Play with 'what if' scenarios so you can make the right choices.
Always know what's coming up. Use transaction statuses to keep track of what is still due, and what's been paid.
Pay on time. Receive reminders so you know when bills are due, avoid late fees, and pay responsibly.
Your Kualto account can be accessed via the app or with a browser. No need to sync or back anything up. Access your data from anywhere.
How it works:
- Enter your account's current balance.
- Enter your bills and your income and how often they occur ("bi-weekly", for example).
- Track your balance each week and navigate forward or backward up to 30 years.
- Watch how your spending today affects your account balance in the future, and make spending decisions accordingly.
- Get reminders for bills that are due so you never pay late again.
After the 30-day trial, you must subscribe to continue using the app. These subscriptions are auto-renewing. You have the option of an Annual or Monthly subscription.
Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.kualto.com/privacy-policy/
Keep organized by tracking your spending, and plan ahead by forecasting your cash flow and account balance.
Pay off your debt. Use our Balance Report to see how long it will take you to do so, and to catch any red flags months before something becomes a problem.
While most budgeting applications focus on your past spending, with Kualto you can focus on your future by projecting your beginning and ending balance each week.
You can afford more than you think. With our forecasting approach you can see how much you can spend, and when you can spend it!
See the consequences of your decisions before you make them. Play with 'what if' scenarios so you can make the right choices.
Always know what's coming up. Use transaction statuses to keep track of what is still due, and what's been paid.
Pay on time. Receive reminders so you know when bills are due, avoid late fees, and pay responsibly.
Your Kualto account can be accessed via the app or with a browser. No need to sync or back anything up. Access your data from anywhere.
How it works:
- Enter your account's current balance.
- Enter your bills and your income and how often they occur ("bi-weekly", for example).
- Track your balance each week and navigate forward or backward up to 30 years.
- Watch how your spending today affects your account balance in the future, and make spending decisions accordingly.
- Get reminders for bills that are due so you never pay late again.
After the 30-day trial, you must subscribe to continue using the app. These subscriptions are auto-renewing. You have the option of an Annual or Monthly subscription.
Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://www.kualto.com/privacy-policy/
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What's New in the Latest Version 2.2.9
Last updated on Jan 16, 2023
Old Versions
Minor bug fixes and enhancements.
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Version History
2.2.9
Jan 16, 2023
Minor bug fixes and enhancements.
2.2.8
Jan 5, 2023
Bug fixes and enhancements.
2.2.7
Dec 25, 2022
- Bug fixes and enhancements.
- We now support auto-renewing subscriptions. There is no need to manually purchase a subscription every month.
- We now support auto-renewing subscriptions. There is no need to manually purchase a subscription every month.
2.2.6
Oct 20, 2022
Minor bug fixes.
2.2.5
Oct 12, 2022
Minor bug fixes and enhancements.
2.2.4
Oct 1, 2022
Fix for bug that was causing reports to not display after upgrading.
2.2.3
Sep 27, 2022
Minor bug fixes.
2.2.2
Sep 25, 2022
Minor bug fixes and enhancements.
2.2.0
Aug 27, 2022
- Multiple accounts can now be selected on the Balance Report. If mixed account types are selected (credit card & bank accounts), the credit card account balances will be subtracted from the overall balance. If all accounts selected are of the same type, a sum of all account balances is shown.
- When adding a transaction from the Cashflow screen, the account that is selected will be the default account for the new transaction.
- Other minor enhancements.
- When adding a transaction from the Cashflow screen, the account that is selected will be the default account for the new transaction.
- Other minor enhancements.
2.1.1
Jul 28, 2022
- You can now, again, slide your fingers through the balance report to select the bars in the bar chart. This feature was missing in the 2.0 and 2.1 release.
- Other minor fixes.
- Other minor fixes.
2.1
Jul 26, 2022
- Based on initial feedback on version 2.0, we have made some tweaks to the Cashflow screen.
- Fixed Balance Report issue that caused the week balance to not appear when the bars were tapped.
- Fixed issue with the balance not showing in the Cashflow screen if no transactions exist in a particular week.
- Other minor fixes.
- Fixed Balance Report issue that caused the week balance to not appear when the bars were tapped.
- Fixed issue with the balance not showing in the Cashflow screen if no transactions exist in a particular week.
- Other minor fixes.
2.0.0
Jul 18, 2022
- New Cashflow screen look!
- You can now see all the ending balance information (including the 'cleared' balance) for each individual day.
- You can now add a balance adjustment after an individual day, as opposed to having to do it for the entire week.
- You can now add notes to Repeating transactions. Those notes will end up as the default note for all individual transaction instances.
- A calendar is now used to select dates, so you can see what day of the week your date falls on.
- A new "default to Scheduled status" option has been added to Repeating transactions.
- In the 'Transactions' and 'Category Report' screens, you can now select more than one account. A "long press" unselects all the "other" accounts. A double tap on an account will cause all of the accounts to be checked/selected.
- You can now see all the ending balance information (including the 'cleared' balance) for each individual day.
- You can now add a balance adjustment after an individual day, as opposed to having to do it for the entire week.
- You can now add notes to Repeating transactions. Those notes will end up as the default note for all individual transaction instances.
- A calendar is now used to select dates, so you can see what day of the week your date falls on.
- A new "default to Scheduled status" option has been added to Repeating transactions.
- In the 'Transactions' and 'Category Report' screens, you can now select more than one account. A "long press" unselects all the "other" accounts. A double tap on an account will cause all of the accounts to be checked/selected.
1.27
Sep 4, 2020
Fix for an occasional crash that was occurring on the cash flow screen.
1.26
Apr 1, 2020
- Fixed the font of the entries in the Balance Report page (it was too small).
1.25
Mar 23, 2020
- Fixed issue with some overlapping labels in the Cash Flow screen on older iPhone versions.
- Fixed crash that would sometimes occur with non-US currencies, when saving transactions.
- Fixed crash that would sometimes occur with non-US currencies, when saving transactions.
1.24
Mar 20, 2020
- Fixed issue that was causing a crash when saving transactions when using the dot as the currency thousand separator, and the comma as the decimal separator.
- Fixed Cash Flow refresh issues that were showing up in newer iPhones.
- Other minor fixes.
- Fixed Cash Flow refresh issues that were showing up in newer iPhones.
- Other minor fixes.
1.23
Mar 8, 2020
New feature that makes repeating transaction instances fall back to Friday if they happen to fall on a weekend day. If you set this on your old repeating transactions, the change would only affect future instances of that transaction. Past instances would not be affected.
1.22
Feb 3, 2020
Fixed issue that was causing duplicate transactions to be created when accidentally double tapping the "mark as scheduled" swipe action button on the cash flow screen.
1.21
Oct 1, 2019
Performance enhancements and minor fixes.
1.20
Sep 12, 2019
- You can now change the first day of the week (the default is still Monday).
- When making balance adjustments, the balance fields are now also enabled, so you can choose to enter the desired Cleared Balance, and the adjustment amount will be calculated automatically.
- There is a new "Negative Balance Threshold" setting (default is 0). Anything below this amount will be considered negative by the Cash Flow view and the Balance Report.
- When creating new accounts, and when starting over with existing accounts, you can now choose the account "start date" which is when the balance will be applied.
- When making balance adjustments, the balance fields are now also enabled, so you can choose to enter the desired Cleared Balance, and the adjustment amount will be calculated automatically.
- There is a new "Negative Balance Threshold" setting (default is 0). Anything below this amount will be considered negative by the Cash Flow view and the Balance Report.
- When creating new accounts, and when starting over with existing accounts, you can now choose the account "start date" which is when the balance will be applied.
1.19
May 24, 2019
- You can now forecast up to 30 years.
- Performance improvements
- Performance improvements
1.18
Mar 5, 2019
Sub categories are now supported (up to 2 levels down). This means for example, you can have a Food category, and a Restaurants category below it. In the category report, you will see the total for both the more specific category, as well as the total for the parent category.
Some users said they were using more generic categories for some of their repeating transactions (for example, "Entertainment"), and they wanted to be able to distinguish between some of these repeating transactions. The way to do that now is to create more specific categories (for example, "Movies"), and choose the "Entertainment" category as the "parent" category. This creates the relationship between the two. The "child" category can also have its own "children" categories.
We also improved the category report transactions page so that you can see part of the comment for each transaction without having to touch it (same for the transfer report transactions page).
Some users said they were using more generic categories for some of their repeating transactions (for example, "Entertainment"), and they wanted to be able to distinguish between some of these repeating transactions. The way to do that now is to create more specific categories (for example, "Movies"), and choose the "Entertainment" category as the "parent" category. This creates the relationship between the two. The "child" category can also have its own "children" categories.
We also improved the category report transactions page so that you can see part of the comment for each transaction without having to touch it (same for the transfer report transactions page).
1.17
Feb 7, 2019
We fixed an issue that in some cases, was causing the wrong value to be displayed on the Y-axis on the Balance Report.
1.16
Jan 16, 2019
- Multi-currency support: You can now pick the currency symbol you wish to see, the thousand and decimal separators, the decimal places, and location of the currency symbol. If you don't see your currency symbol, contact us and we'll make sure to add it to the list.
- You can now select the account that you want a transaction to be on regardless of which account you are currently viewing. This makes it easier to correct mistakes if you accidentally add a transaction to the wrong account.
- When creating a new transaction, the default date will now be today only if you are viewing the current week. Otherwise, the default date will be the first day of the week you are looking at.
- We've relaxed some rules, such as not being able to create recurring transactions with a start date in the past.
- Fixed issue that caused items to be automatically deleted when doing a full left swipe.
- Fixed other minor issues.
- You can now select the account that you want a transaction to be on regardless of which account you are currently viewing. This makes it easier to correct mistakes if you accidentally add a transaction to the wrong account.
- When creating a new transaction, the default date will now be today only if you are viewing the current week. Otherwise, the default date will be the first day of the week you are looking at.
- We've relaxed some rules, such as not being able to create recurring transactions with a start date in the past.
- Fixed issue that caused items to be automatically deleted when doing a full left swipe.
- Fixed other minor issues.
1.15
Nov 1, 2018
Minor bug fix
Kualto - Forecast Budgeting FAQ
Click here to learn how to download Kualto - Forecast Budgeting in restricted country or region.
Check the following list to see the minimum requirements of Kualto - Forecast Budgeting.
iPhone
Requires iOS 11.0 or later.
iPod touch
Requires iOS 11.0 or later.
Kualto - Forecast Budgeting supports English
Kualto - Forecast Budgeting contains in-app purchases. Please check the pricing plan as below:
Monthly Subscription
$4.99
1 Month Subscription
$4.99
12 Months (Save $10)
$49.99
3 Month Subscription
$14.99
6 Month Subscription
$29.99
Annual Subscription
$49.99
1 Month Subscription
$4.99
3 Month Subscription
$14.99
12 Months (Save $10)
$49.99
6 Month Subscription
$29.99
